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$379,000
2 Beds 2 Baths R11162298 MLS B BLDG.
CONSTRUCTION IS COMPLETE. COME SEE TODAY. Priced to sell! Step into this exquisitely remodeled condo where no detail has been overlooked. Designed with a sleek modern aesthetic, this residence showcases high-end finishes throughout. Absolutely stunning water and Marina views are captured from every window, filling the space with natural light and serenity. The expansive balcony offers the perfect setting to relax or entertain while enjoying the tranquil waterfront lifestyle. The backsplash is still YOUR choice and will be installed before closing. Washer and Dryer INSIDE the unit! Make your appointment today. Easy to show. Beautiful pool and amenities. 1 covered spot in the garage. Dog friendly and rentable after 1 year of ownership.

1200 Marine Way Unit 202, North Palm Beach

$320,000
1 Beds 1 Baths R11161037 MLS Paradise Villas BLDG.
Imagine waking each day to gentle breezes and shimmering water views in your own coastal retreat. Introducing a fully appointed waterfront residence where design, comfort, and coastal lifestyle converge. Fully renovated and impeccably styled, this one-bedroom, one-bath home is a rare North Palm Beach offering, blending contemporary sophistication with the relaxed elegance and effortless seaside appeal that define waterfront living. The home is truly move-in ready and thoughtfully curated for comfort and style. Recent renovations enhance every corner, featuring custom kitchen cabinetry, striking quartz waterfall countertops, stainless-steel appliances, recessed lighting, new flooring and trim, fresh coastal-inspired paint, and smooth ceilings throughout A beautifully redesigned bathroom and an oversized bedroom with dual closets create the feel of new construction, while the added convenience of an in-unit washer and dryer found in only a select few residences, sets this home apart. Impact windows invite an abundance of natural light, complementing the open-concept layout and subtle shiplap accents that evoke breezy waterfront living. Just outside your door, tranquil views of the Intracoastal Waterway and the Earman River provide a daily backdrop of shimmering blue horizons and gentle coastal breezes. Paradise Harbour is a coveted boating community known for its relaxed atmosphere and marina lifestyle. Boat slips with lifts are available for rent or purchase when offered, making it ideal for boating and fishing enthusiasts alike. Residents enjoy a heated pool, welcoming clubhouse, and grilling area perfect for sunset gatherings and leisurely afternoons. Recent community improvements offer added peace of mind, including a new roof in 2024, A/C replacement in 2019, and a completed milestone inspection. This all-ages community also features low condominium fees, enhancing both value and appeal. Perfectly positioned within walking distance to boutique shopping and waterfront dining, and only minutes from pristine beaches, I-95, the Florida Turnpike, and Palm Beach International Airport, the location allows you to arrive and immediately immerse yourself in the coastal lifestyle. Whether you envision a serene year-round residence, a seasonal escape, or an inviting gateway into Florida waterfront living, this beautifully reimagined condo offers a rare opportunity to experience refined coastal living at its finest.

108 Paradise Harbour Boulevard Unit 210, North Palm Beach

$699,000
2 Beds 2 Baths R11159064 MLS Old Port Cove - Quay South BLDG.
FULLY FURNISHED! $100K IN UPGRADES! Unobstructed, panoramic views of the Ocean, Intracoastal , and marina set the stage for this impeccably renovated residence in the desirable Quay South at Old Port Cove. Wake each morning to breathtaking sunrises enjoyed directly from your private balcony--an experience that never gets old. Offered fully furnished with high-end designer furnishings, this residence is truly turnkey, with every detail thoughtfully updated. Completed in 2025, the comprehensive renovation includes all-new IMPACT WINDOWS and SLIDING GLASS DOORS (installed December 2025). Major systems have been fully replaced, including a brand-new HVAC system (2025) and 50-gallon water heater (2025). The interior exudes modern coastal elegance, featuring brand-new countertops in both the kitchen and bathrooms, all-new kitchen appliances, updated fixtures and cabinet hardware, fresh designer paint throughout, new interior doors, and a custom-designed primary bedroom closet shelving. Every finish has been carefully selected to deliver both style and function. Convenience meets luxury with a residence ideally positioned near the elevator, making daily living and package deliveries effortless. The assigned covered carport parking space is also just steps from the elevator, offering exceptional ease rarely found. Quay South amenities include a heated waterfront pool, his-and-her saunas, fitness center, expansive community room, and library. The Old Port Cove community is renowned for its beautifully maintained waterfront walking path, on-site marina restaurant, and 24-hour manned gatehouse, ensuring both lifestyle and security. Washer and dryers are conveniently located on every floor. Enjoy walking distance to North Palm Beach Country Club, home to an 18-hole Jack Nicklaus-designed links-style golf course one of only two municipal courses in the United States designed by the Golden Bear along with a pool, 10 Har-Tru tennis courts, and multiple dining venues including the Clubhouse, Grill Room, and Snack Shack. Memberships are available, with discounted rates for local residents. Perfectly located just five minutes from Singer Island, Ocean Reef Park, and John D. MacArthur Beach State Park, with additional exclusive beach club options available through nearby luxury hotels. Five-star dining, upscale shopping, world-class golf, and miles of pristine beaches are all moments away, while Palm Beach International Airport is just 20 minutes from your door. This is coastal luxury living at its finest where every detail has been considered, and everything you desire is truly at your fingertips.

124 Lakeshore Drive Unit 9290, North Palm Beach

$425,000
2 Beds 2 Baths R11155064 MLS
Direct east 2BR/2BA apartment in sought-after Old Port Cove with beautiful lake and marina views. A spacious balcony showcases stunning, unobstructed waterfront vistas. Features include tile and carpeted floors, updated lighting, two newly tiled showers, refreshed kitchen cabinetry, and a waterfront dining area. Ideally located near the community pool and fitness center. Old Port Cove is a prestigious 60-acre gated waterfront community with 24-hour security, deep-water marina, yacht club, and direct ocean access with no fixed bridges. Amenities include a two-mile walking/jogging trail, clubhouse, on-site manager, and pet-friendly living. Close to North Palm Beach Country Club and minutes from Palm Beach Gardens Mall.

126 Lakeshore Drive Unit 526, North Palm Beach

$7,945,000
5 Beds 6 Baths R11129218 MLS
Coming soon an exceptional new construction waterfront home by Vista Builders, currently in the flooring and cabinets stage of construction. Ideally located in the heart of North Palm Beach, this modern single-family home will sit on a 0.2927-acre lot (85' x 150') offering direct ocean access. The split floorplan includes 5 bedrooms, 5 baths, an office, and a flexible 5th bedroom perfect for a theater or gym. Features include tile flooring throughout, CBS construction, concrete tile roof, summer kitchen, pool, spa, and a 4-car garage with 10 feet doors and car lift capabilities. Finishes will reflect the clean, modern design seen in Vista's recent builds. Current Construction Status: Drywall stage - interior buildout in progress Estimated Completion: Fall 2026 The builder offers flexibility to meet your needs—don't miss this rare opportunity to personalize your dream home in one of South Florida's most sought-after locations.

130 Bowsprit Drive, North Palm Beach

$3,395,000
3 Beds 4 Baths R11130672 MLS 3 BLDG.
This beautifully designed and fully furnished luxury condo offers three spacious bedrooms, an open-concept office or den, and three ensuite baths plus a powder room. With a layout that provides a perfect balance of space and comfort, this turn-key residence features a contemporary design and a thoughtfully planned floor plan. The expansive balcony offers breathtaking, unobstructed views of the Intracoastal and ocean, while floor-to-ceiling windows flood the interiors with natural light. Elegant porcelain tile flooring, designer finishes, remote-controlled blinds, and modern lighting enhance the sophisticated ambiance. The expanded kitchen island with bar seating seamlessly connects to the bright, open great room—ideal for entertaining and capturing the stunning wraparound views. Appointed with 2 underground parking spaces plus a large climate controlled storage space. Water Club NPB continues as the premier waterfront property in the Northern palm Beaches. This new third tower will feature 30 Private Residences (only 2 per floor) each with an expansive terrace with water views. Luxury Amenities include Guest Suites, Private Club, Day Dock, Fire Pits, State of the Art Fitness Center, Pickleball Court, Event Lawn Space, Lap Pool & 2 Resort Style pools. Gated entry, covered parking and storage, private elevator lobbies with secured access and 24/7 security

3 Water Club Way Unit 1002, North Palm Beach

$8,895,000
4 Beds 6 Baths R11146314 MLS North Palm Beach | Unincorporated BLDG.
Newly built Intracoastal estate positioned on over half an acre along the direct Intracoastal. This privately gated modern estate embodies uncompromising craftsmanship and refined contemporary living. Completed with a structural integrity seldom seen in residential construction, the home and pool are supported by 106 helical piles, establishing a foundation built for permanence and peace of mind. Thoughtfully designed to merge the architecture with its waterfront surroundings, the residence showcases clean lines, expansive glass, and seamless indoor-outdoor living. A spacious motor court and gated entry offer complete privacy upon arrival, framed by illuminated, meticulously designed landscaping, turf grounds, and custom hardscape inlays. Inside, the home reveals 12-foot ceilings with with elegant light coves, rich decorative accents, and 10-foot impact-rated windows and sliders that capture serene water vistas. A sculptural floating staircase with open risers serves as a central architectural statement, while 10-foot solid-core doors enhance the sense of scale and luxury throughout the first floor. The gourmet kitchen features Sub-Zero and Wolf appliances and wide-plank oak flooring that continues throughout the residence. Smart-home living is fully realized through a complete Control4 system offering wireless control of lighting, climate, security, and more. Outdoor living is resort-inspired, highlighted by a saltwater pool and a 360-degree spillover spa set against the tranquil backdrop of a no-wake zone. With no fixed bridges, boating access remains effortless and unobstructed. Additional features include an elegant mitered hip and ridge tile roof, extensive soffit and landscape lighting, ample parking, and efficient gas tankless water heaters. A true expression of modern coastal luxury, this exceptional estate delivers a lifestyle defined by quality, tranquility, and architectural excellence, an extraordinary offering on the North Palm Beach waterfront.

2085 Vitex Lane, North Palm Beach

$12,900,000
5 Beds 8 Baths R11140805 MLS Village Of North Palm Beach BLDG.
Experience the pinnacle of waterfront luxury with this exceptional estate, offering sweeping 180° panoramic views of MacArthur State Park, Munyon Island, and Singer Island. Perfectly positioned on a highly coveted .41-acre point lot, this residence showcases 219 feet of premier water frontage and captivating, wide-water vistas that span Lake Worth and the Intracoastal Waterway. Inside, the home's five bedrooms, six full baths and two half baths are designed around a bright, open-concept layout that captures stunning water views from nearly every room. The gourmet kitchen features dual islands, top-of-the-line appliances, and a seamless flow that's perfect for both entertaining and everyday living. Two primary suites offer serene retreats, each thoughtfully designed with timeless elegance, modern comfort, and breathtaking water panoramas. Each suite has an adjacent room that is suitable as an office, library or gym. Step outside to a very private resort-style oasis, complete with an infinity-edge pool and expansive covered terrace designed for alfresco dining and entertaining all set against the tranquil backdrop of the Intracoastal. A private concrete dock and bulkhead accommodates yachts up to 90 feet and provides quick, direct access to the Palm Beach Inlet ideal for the avid boater. Nestled within the prestigious Village of North Palm Beach, this property embodies the ultimate South Florida lifestyle where world-class boating, golf, and dining converge with coastal charm. A true masterpiece of waterfront design, this estate offers an extraordinary opportunity to own a piece of direct Intracoastal paradise where dramatic sunrises, golden sunsets, and passing yachts paint an ever-changing waterfront panorama.

101 Bowsprit Drive, North Palm Beach

$9,500,000
R11141497 MLS
Mega Yacht Dream Property! Calling all boating enthusiasts—bring all your water toys! This is your chance to own a stunning deepwater property directly on the Intracoastal and canal. With a rare opportunity to secure one of the largest waterfronts in all of Palm Beach County, this prime real estate boasts just over 260 feet of bulkhead. Deepwater, perfect for mega yachts, sport fisherman's and center consoles with no wake zones for peaceful navigation. 15 minutes to Palm Beach and Jupiter Inlets, offering easy access to the best fishing grounds, scuba and the Bahamas. Waterfront of this magnitude does not come on the market often. Combined Potential: ** Purchase both adjacent properties for a remarkable **560 feet of waterfront** on a point lot. Build Your Dream Mega Mansion:** Create a luxurious estate that redefines waterfront living. Don't miss this exclusive opportunity to own a slice of paradise in one of Florida's most coveted locations in South Florida.

2081 Vista Drive, North Palm Beach

$6,750,000
R11135633 MLS
A once-in-a-generation opportunity in Palm Beach Gardens. This is a two parcel combination with one main house and 2 guest cottages, perfect for renovation, income potential, or as the foundation for your new estate.. 2031 Melody Lane and 2021 Melody Lane, gives you .72 acres of waterfront property. It embodies the charm of old Florida with the promise of modern luxury. The property offers 100 feet of deep-water frontage, no fixed bridges, and direct ocean access—ideal for yachts or sport boats. Enjoy breathtaking west-facing sunsets over the Intracoastal from this rare waterfront setting. With no HOA, no restrictions, and medium-density zoning, the possibilities are wide open. This is a rare chance to craft your legacy on the water.

2031 Melody Lane, North Palm Beach

$9,500,000
3 Beds 2 Baths R11142469 MLS
Mega Yacht Dream Property! Calling all boating enthusiasts—bring all your water toys! This is your chance to own a stunning deepwater property directly on the Intracoastal and canal. With a rare opportunity to secure one of the largest waterfronts in all of Palm Beach County, this prime real estate boasts just over 260 feet of bulkhead. Deepwater, perfect for mega yachts, sport fisherman's and center consoles with no wake zones for peaceful navigation. 15 minutes to Palm Beach and Jupiter Inlets, offering easy access to the best fishing grounds, scuba and the Bahamas. Waterfront of this magnitude does not come on the market often. Combined Potential: ** Purchase both adjacent properties for a remarkable **560 feet of waterfront** on a point lot. Build Your Dream Mega Mansion:** Create a luxurious estate that redefines waterfront living. Don't miss this exclusive opportunity to own a slice of paradise in one of Florida's most coveted locations in South Florida.

2081 Vista Drive, North Palm Beach

$284,000
2 Beds 2 Baths R11141415 MLS 121 BLDG.
Boaters Dream!! Ocean Acess and NO Fixed Bridges, just minutes from the PB Inlet. 2 bed/2 bath Waterfront Condo in NPB with unobstructed Water Views in this Intracoastal Waterfront Community!! Enjoy the balmy breezes & spectacular Sunrises and Moonrises! This Light & Bright condo has Impact Windows and accordon shutters, New Sliders, beautiful Laminate Wood Floors, Smooth Ceilings & Crown Molding. Updated kitchen w/ newer cabinets, granite countertops & a pantry. New AC (2024) New Electrical Panel (2023) Roof 2016. Enjoy peaceful water views from your private & spacious screened-in Lanai right off your living room and master suite!! Master suite has a large walk-in closet with built-ins,. In unit Washer & Dryer allowed. Boat docks for rent when available accommodating up to a 38' vessel. Minutes to the NPB Golf & Country Club! Close to world class golf, beautiful beaches, great restaurants, shopping, & mins to PBIA.

121 Wettaw Lane Unit 211, North Palm Beach

$800,000
2 Beds 2 Baths R11127174 MLS 115 BLDG.
Beautiful 2BR / 2BA unit features a timeless, cool coastal style that enhances the stunning water views from every room. This unit offers highly sought-after southern and eastern exposures. Inside, the kitchen features stainless steel appliances and quartz countertops. Floor-to-ceiling sliders flood the living space with natural light from a spacious, private balcony. Set along the Intracoastal Waterway, Cove Tower East is an exclusive 55+ building within the coveted Old Port Cove community. Residents enjoy scenic waterfront walking paths and beautifully landscaped grounds, as well as access to Belle's Restaurant and Bar, located at the Old Port Cove Marina. Conveniently located near North Palm Beach Country Club, PBI Airport, and world-class shopping and dining.

115 Lakeshore Drive Unit 746, North Palm Beach

$199,000
2 Beds 2 Baths R11137178 MLS 101 B BLDG.
Motivated Seller! RARE DIRECT INTRACOASTAL WATER VIEWS in this 2 bedroom, 2 bath, end unit, double balcony in this active 55+boating community is located in the heart of North Palm where your boat slips may be leased for only $4/foot!! Features include vinyl flooring throughout, newly painted, remodeled 2nd bathroom, partial plantation shutters, updated windows in living room, 2nd bedroom & bathroom. You are footsteps away to enjoy fishing off the dock or take a boat ride on the beautiful intracoastal waterway. Enjoy panoramic views of breathtaking morning sunrises & evening skyline of Singer Island on your 25 foot screened in double balcony. You will LOVE the breezes while watching the boats go by! You are less than 2 miles from the beautiful beaches, minutes away to 5 star restaurants, shopping, North Palm Country Club & Golf, the new Brightline train, 10 miles to the popular Jupiter Lighthouse & Museum and less than 20 min to Palm Beach International airport. Your paradise awaits!!

101 Doolen Court Unit 201, North Palm Beach

$299,000
2 Beds 2 Baths R11137359 MLS Harbour Towers BLDG.
Marina Yacht club Views &Ocean breezes await you from North Palm Beach's best kept secret at Harbour Towers. Freshly painted, 2 bed 2 bath, plantation shutters, impact windows & 30ft floor to ceiling sliding doors on balcony. Open, bright, spacious & immaculate. Kitchen w/ lots of cabinetry & Brand new kit appliances. From almost every room, watch the boats go by overlooking the Prestigious Marina at Safe Harbor. Low condo fee. This building is within walking distance to newly renovated North Palm Beach CC & offers golf,w/a designed course by No Palm Bch Resident Jack Nicklaus, along with tennis, swimming, restaurants & catering that is open to the public Minutes to beaches 1st Class shopping , restaurants, major highways, Palm Beach, Kravis Center to see Broadway shows, airport, boating,& world renown medical facilities and newer AC

907 Marina Drive Unit 402, North Palm Beach

$9,500,000
R11141500 MLS
Mega Yacht Dream Property! Calling all boating enthusiasts—bring all your water toys! This is your chance to own a stunning deepwater property directly on the Intracoastal and canal. With a rare opportunity to secure one of the largest waterfronts in all of Palm Beach County, this prime real estate boasts just over 300 feet of bulkhead. Deepwater, perfect for mega yachts, sport fisherman's and center consoles with no wake zones for peaceful navigation. 15 minutes to Palm Beach and Jupiter Inlets, offering easy access to the best fishing grounds, scuba and the Bahamas. Waterfront of this magnitude does not come on the market often. Combined Potential: ** Purchase both adjacent properties for a remarkable **560 feet of waterfront** on a point lot. Build Your Dream Mega Mansion:** Create a luxurious estate that redefines waterfront living. Don't miss this exclusive opportunity to own a slice of paradise in one of Florida's most coveted locations in South Florida.

2128 Vista Drive, North Palm Beach

$360,000
1 Beds 2 Baths R11142613 MLS
Welcome to this luxurious condominium, where resort-style living meets a million-dollar view! Rest easy, as all milestone inspections and repairs are complete, backed by strong reserves. This spacious, impeccably maintained, beautifully furnished 1BR/1.5BA unit offers turnkey living at its finest. The gorgeous, updated kitchen features quartz counters, SS appliances, and soft-close cabinetry. Renovated baths, tile flooring, plantation shutters, and a 2-year-old HVAC add comfort and style. A magnificent 28-foot private patio, secured with accordion shutters, provides a stunning, panoramic backdrop of the sparkling Marina, the Intracoastal Waterway, and Lost Tree Village. Extra storage space is conveniently located just steps from your front door. This is coastal living at its best! Quay North offers resort-style amenities including a waterfront pool, fitness center with sauna, club rooms, & library. An exceptional private deep-water marina, accommodating vessels from 30' to 200', is just steps away. Stroll along scenic Intracoastal walking trails, benefit from ample guest parking, and appreciate the convenience of covered assigned parking right near the elevator. For effortless dining, the exclusive on-site, members-only Belle's Bar & Grill is ready to serve you. Ideally located near world-class beaches, championship golf, tennis facilities, premier shopping, and fine dining, this secure, gated community delivers the perfect blend of security, privacy, and exhilarating coastal living. Don't miss this stress-free, move-in-ready opportunity to live your Florida dream!

132 Lakeshore Drive Unit 617, North Palm Beach

$9,500,000
3 Beds 4 Baths R11142464 MLS
Mega Yacht Dream Property! Calling all boating enthusiasts—bring all your water toys! This is your chance to own a stunning deepwater property directly on the Intracoastal and canal. With a rare opportunity to secure one of the largest waterfronts in all of Palm Beach County, this prime real estate boasts just over 300 feet of bulkhead. Deepwater, perfect for mega yachts, sport fisherman's and center consoles with no wake zones for peaceful navigation. 15 minutes to Palm Beach and Jupiter Inlets, offering easy access to the best fishing grounds, scuba and the Bahamas. Waterfront of this magnitude does not come on the market often. Combined Potential: ** Purchase both adjacent properties for a remarkable **560 feet of waterfront** on a point lot. Build Your Dream Mega Mansion:** Create a luxurious estate that redefines waterfront living. Don't miss this exclusive opportunity to own a slice of paradise in one of Florida's most coveted locations in South Florida.

2128 Vista Drive, North Palm Beach

$559,000
2 Beds 2 Baths R11118656 MLS 356 BLDG.
Step into this beautifully designed residence and enjoy breathtaking, unobstructed views of the Intracoastal Waterway, stretching East to Singer Island and the Atlantic Ocean. From sunrise to sunset, you'll love watching boats glide by and golfers tee off, all from your expansive private patio with floor-to-ceiling sliding glass doors that seamlessly blend indoor and outdoor living. Inside, the condo has been thoughtfully designed for both style and comfort, offering an inviting layout that's perfect for relaxing or entertaining. Governors Pointe is a gated community & offers resort-style amenities, including a newly renovated waterfront deck with firepit, BBQ area, and heated saltwater pool. Residents also enjoy a fitness room, library, community room w/ full kitchen & covered parking.

356 Golfview Road Unit 609, North Palm Beach

$264,000
1 Beds 1 Baths R11140435 MLS 105 BLDG.
VIEWS! VIEWS! VIEWS! NPB Condo with low HOA fees! Beautiful intracoastal views from this spacious 1st floor condo! 1 bed, 1 bath with water views from the bedroom and living room!! RARE FLOORPLAN where both Living room and Bedroom have large sliders opening to the screened-in lanai (28X6) runniing the legnth of the condo. Light and Bright this condo has an open kitchen, spacious Dining room and Living room. Great Views!! Enjoy the balmy breezes relaxing by the pool located on the intracoastal Common dock for fishing or relaxing. Boat slips for rent and sale when available. Fitness Ctr., large community room and billiards room. at this time no Lease first yr. Close to great shopping, fabulous restaurants, beautiful beaches and signature golf! mins to 95 and PBIA

105 Paradise Harbour Boulevard Unit 109, North Palm Beach

$599,000
2 Beds 2 Baths R11086536 MLS
Rarely available first-floor 2BD/2BA waterfront condo offering a true rarity in condo living—your own private wraparound yard. Brand new AC & hot water heater. Open the sliders and step into total privacy, perfect for morning coffee, sunset views, or letting Fido out with ease. Inside, an open floor plan fills with natural light, featuring spacious bedrooms, spa-like baths, Marina Tower residents enjoy resort-style amenities including a heated pool, spa, social room, covered parking, car wash, 24/7 security, and an on-site marina with Belle's Restaurant. Recent renovations and inspections are complete, making this move-in ready gem the ideal blend of indoor-outdoor living. invitation to savor the serenity of waterfront living. Beyond your doorstep, the scenic two-mile walkway around the marina offers the perfect route for your daily strolls, invigorating jogs, or peaceful evening walks beneath the stars. And for food lovers, indulgence is always within reach an exceptional restaurant is situated right next door, offering fresh flavors and an unbeatable atmosphere. For those craving variety, another local gem awaits just across the street, ensuring world-class dining is always close by. Country Club Living & Premium Amenities For golf enthusiasts and those who appreciate a refined lifestyle, the North Palm Country Club is a short stroll away, providing access to premier golfing, social events, and exclusive amenities. Whether you're perfecting your swing, enjoying a leisurely brunch, or mingling with fellow members, this prestigious club ensures you experience the best of Florida's coastal charm. Inside, the condo boasts a thoughtfully designed open floor plan, maximizing space and natural light. Both bedrooms provide spacious retreats, while the bathrooms are elegantly finished for a spa-like experience. With its unparalleled location, breathtaking views, and luxurious indoor-outdoor flow, this waterfront gem is a rare find that embodies the essence of effortless coastal living.

108 Lakeshore Drive Unit 140, North Palm Beach